Work.Chron.com
Insurance investigators research and verify claims to make sure no fraud or cheating is involved. They search records and databases, conduct personal interviews and inspect damaged vehicles, property and buildings. They also write reports of their findings and cooperate with other investigators and law enforcement professionals. Although investigator jobs often require only a high school diploma, many hiring managers prefer candidates with relevant work experience or education. Some investigators must be licensed.

High School
Insurance companies usually require a high school education or the equivalent for insurance investigator jobs, according to the U.S. Bureau of Labor Statistics. Take speech classes or join the debate club in high school to develop the interviewing skills you will need as a future investigator. Take courses in English and writing to prepare for the report-writing component of an investigator's career.

College Training
Some insurance companies prefer to hire investigators with college degrees, although no degree is mandatory. The desired degree varies with the type of claims work. For example, an engineering degree is useful for investigating claims in factories, while an accounting degree equips you to investigate business fraud. A bachelor's degree in criminal justice is another path to the job of insurance investigator. A criminal justice program provides a legal background plus the necessary skills in research, investigation and critical thinking.

Experience and On-the-Job Training
Insurance companies often give hiring preference to applicants with relevant work experience, as police officers or private investigators, for example. Previous experience as an insurance claims adjuster or a firefighter can also help you get an investigator position. These jobs develop the interviewing and research skills needed for investigating claims for possible fraud. Insurance companies also provide on-the-job training for new insurance investigators. New hires usually begin work on simple cases under an experienced investigator before moving on to more difficult assignments.

Licensing
Licensing requirements for investigators vary from state to state. In some states, an investigator working as an insurance company employee doesn't need a license. However, private investigators doing insurance company work as private contractors normally need licenses. In some states, the only requirements for a license are passing an ethics test and paying a fee. Other states require completion of an educational program or an examination on insurance investigating. Some states also require continuing education. In most states, you must pass a background check and be free of felony convictions.

Certification
Insurance fraud investigators can qualify for optional certification as Certified Fraud Investigator through the International Association of Special Investigation Units. To become certified, you need a minimum of a bachelor's degree plus relevant work experience. You also must agree to a code of ethics and pass an examination. Continuing education units are required to maintain your certification.

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Life coaches are becoming very popular nowadays. What parents and teachers used to do exclusively has become the concern and livelihood of people who have the expertise and passion to provide general mentoring in life and all its many aspects, such as health, business, arts and marital counseling. Being a life coach essentially means you teach a person gain skills within a particular field or industry while visualizing how those skills will enhance one’s ability to cope and to compete in life.

Success is the aim of almost every person and enterprise. And without the need to reinvent the wheel, life coaches have collated much of the ancient and modern knowledge in specific fields for those seeking guided education for personal advancement.

Whereas only wealthy individuals and celebrities could afford voice or gym coaches in the past, now, almost anyone can find an online coach or even a personal coach for a reasonable and even at no price at all. Reading through Jennifer Shearin’s website is in itself a practically free but priceless tool for anyone who seriously takes her advices to heart.

Achieving balance in one’s life through having a health coach is the latest innovation in health management. More specifically, having an integrative health coach to provide an individualized health plan provides one with a focused strategy designed to address personal health issues through experienced health experts.

The main objective of having an integrative health coach is in obtaining a program that will help “sustain the mindset needed to make lifestyle and behavior changes for the long haul”. Developing and maintaining the discipline of a healthy and balanced life requires the help of a whole family or group of people, not just an individual. As they say, it takes a whole village to raise a child. It certainly requires a whole town to keep each individual become a healthy member of the community. Trying to go organic in a town that does not produce any such products would be tough. Let alone live in a town that does not care about proper sanitation and waste disposal.

Finding a health coach then must take into consideration not merely the qualifications of the coach itself but also with the specific health goals that a person has. Having a qualified health coach, nevertheless, is the first step toward attaining a sustainable personal health program.

Related Videos:
Massaging for Health, a Shearin Health Group Approach
Jennifer Shearin Group Wellness Coaching - Road to Wellness Less Travelled
Coaching for Health and Life, Integrated Group Jennifer Shearin

http://www.westhillconsulting-career.com/blog/2014/03/06/top-10-job-search-tips/

Is your job search off to a slow start or getting stuck? Here are some quick time-saving job search tips that will help your hunt for a new job go smoothly.

Be Prepared. Have a voice mail system in place and sign-up for a professional sounding email address. Consider getting a separate email account to use for your job search, so you can stay organized. Put your cell phone number on your resume so you can follow up in a timely manner. This job search toolkit will help you get everything you need set for your job search. Westhill Consulting & Employment Australia has some good tips for finding work in countries such as KL Malaysia, Jakarta Indonesia, Beijing China, Bangkok Thailand and many more.

Be More Than Prepared. Always have an up-to-dateresume ready to send – even if you are not currently looking for work. You never know when an opportunity that is too good to pass up might come along. If you’re not on LinkedIn yet, create a LinkedIn and start making connections who can help you job search.

Don’t Wait. If you are laid-off, file for unemployment benefits right away. You will most likely be able to file online or by phone. Waiting could delay your benefits check.

Get Help. Utilize free or inexpensive services that provide career counseling and job search assistance such as college career offices, state Department of Labor offices or your local public library. Many libraries provide workshops, programs, classes, computers and printers you can use, and other resources to help you with your job search. Here’s more on getting job search help at the library.

Create Your Own Templates. Have copies of your resume and cover letter ready to edit. That way you can change the content to match the requirements of the job you’re applying for, but, the contact information and your opening and closing paragraphs won’t need to be changed. Microsoft Word users can download free templates for resumes, cover letters and email messages which can be personalized for your own correspondence.

Review Samples. It’s always a good idea to look at sample letters and resumes to get ideas for your own job search materials. Take a look at our collection of resume, cv, and letter samples.

Use Job Search Engines. Search the job search engines. Use the job search engine sites to search the major job boards, company sites, associations, and other sites with job postings for you – fast. You will be able to search all the jobs posted online in one step.

Jobs by Email. Let the jobs come to you. Use job alerts to sign up and receive job listings by email. All the major job sites have search agents and some websites and apps specialize in sending announcements.

Time Savers. Strapped for time? Consider getting professional help writing or editing your resume.

References Ready. Have a list of three references including name, job title, company, phone number and email address ready to give to interviewers. Print a copy of your reference list and bring it with you to interviews. Here’s how to create a list of references.



Use Your Network. Be cognizant of the fact that many, if not most, job openings aren’t advertised. Tell everyone you know that you are looking for work. Ask if they can help.

Get Social. Social networking sites like Facebook and Twitter can be a good way to get job listings before they are listed elsewhere. Plus, you can promote your candidacy using the social media tools that are readily available for free for job seekers and companies are increasingly using social media for recruiting. Here’s how to get started with social networking.

This tip isn’t a time saver, but, it will broaden your online job search resources.

Don’t Stop. Don’t limit your job searching to the top sites like Monster or CareerBuilder. Check the smaller niche sites that focus on a particular geographic location or career field and you will find plenty of job listings. Networking works, too. Tap into your network of contacts to see who might be able to help you with job leads or a referral.

For more information:
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https://www.facebook.com/pages/Westhill-Consulting-Employment/496648630414940

Don’t get shocked if you hear demeaning remarks coming from your financial advisor next time like you are better off in a multi-cap fund if you don’t have the stomach for mid or small-cap funds. Today many advisors are playing it safe as they were facing a regular complain about the abysmal performance of small- and mid-cap investments from their clients.

What they were informing the clients are to try to find refuge in multi-cap funds if they can’t stomach volatility in small- and mid-cap schemes. The fund manager in a mutli-cap scheme has the liberty to change between market caps basing on the market circumstances and nothing like small and midcap schemes. westhill consulting

While the multi-cap cap category has retuned around 3%, the mid- and small-cap category has returned around 0.1% in the past one year. ”The mid- and small-cap category has a tendency to underperform the broad market at regular intervals.

For instance, the category is in the chucks in the same one and three-year periods. It has returned positively only in the five-year period,” says an investment consultant, who doesn’t want to be named. As per Value Research, a mutual fund tracking firm, the mid- and small-cap category has given a negative return of 2.6% in the three-year period.

Nonetheless, it has delivered around 18.8% in the five-year period. “Some clients just can’t be convinced that these schemes still have the potential to deliver superior returns, as they may lead the next rally.
That is why we started telling them to stay away from mid- and small-cap schemes and opt for multi-cap schemes,” he adds.

Dhruva Raj Chatterji, senior investment consultant, India, Morningstar Investment Management, says mid- and small-cap category is meant only for investors with a higher risk appetite. “This segment was badly hammered in June-July and also in the last year. It also didn’t recover in the recent rally that started sometime in September-October. That is why the performance of these schemes looks very bad from a three-year perspective,” he says. “The category always tends to suffer more in a bad market.

But they also give exceptional return in a particular year.” His prescription — investors without a higher risk appetite, stomach for volatility and longer investment timeframe should stay away from the mid- and small-cap sector.

THERAPISTS & PRACTITIONERS
CHRISTINE BACHMANNCRISTIANA BATTISTUZZITONI BIAGIVERENA BRECKNERANNE CASIMIRDR SUSAN CHANTRELLJONATHAN CONWAYEVELYN COONEYSUSAN COWAN-JENSSENJEANETTE GLASSEREINAR JENSSENWENDY JONESSUSANNA KESTERJASNA KOSTICPAUL LEVRANTSAMANTHA LINDUPRUTH LIPMANTHE LONDON PSYCHOTHERAPY AND TRAUMA CENTRECATHERINE MCCABEMARK NEVINMARSHA NODELMANDR COURTNEY RASPINDR MORTON SCHATZMANPAULINA SLATERDR JOANNE STUARTDELMA WALSHDR ALBERT ZANDVOORT
Welcome: Westhill House HighGate Consulting Rooms
http://www.consulting-rooms.co.uk/index.php?option=com_content&view=article&id=1&Itemid=2
The consulting rooms are located in West Hill House, a quiet building in Swain's Lane, set back from the road. Swain's Lane is one of Highgate's most charming streets. It is within 50 metres of Hampstead Heath and with easy access to bus, train and underground. Local restaurants and cafés add to the friendly, village atmosphere.
Full-time receptionist and support staff
Purpose-built for individual and group psychotherapy
Architect-designed and elegantly furnished
All lighting and heating supplied from renewable sources
Soundproofed
Fully ventilated
Entryphones to all rooms
Waiting areas
Rent by hour or session
Daytime, evenings and weekends, 7 days a week
Broadband free of charge

Da die NSA Spionage Kontroverse brach im letzten Sommer, scheint wahr Online-Datenschutz fast lächerlich.Das Leben im 21. Jahrhundert scheint eine schwierige Wahl zwischen Aufstellen mit Big Brother oder Rückzug in einer Blockhütte auf Such Ihre Manifest (Langschrift, kein Zweifel) sein.Aber was, wenn es einen dritten Wahl-was, wenn Sie die NSA durch den Aufbau Ihrer eigenen Internet umgehen können?Wie sich herausstellt, ist diese Idee gar nicht so weit hergeholt, sagt Clive Thompson inMother Jones(September / Oktober 2013).In der Tat ist es schon an zu passieren.

Die Idee begann als eine Lösung für die "letzte Meile"-Problem die Tatsache, dass Web-Nutzer den Anschluss an den Weiten einem Netzwerk ist für alle Beteiligten lächerlich teuer.Vor zehn Jahren bekam Möchtegern-Nutzer in ländlichen Spanien krank warten, um für Telekom für Web-Zugang zu verbinden und zu überladen und begann zu denken Alternativen.Sie schlugen auf die Gemeinschaft Mesh-Netzwerk, eine Art Koop-Internet, wo DSL, öffentliche Hot-Spots, und Langstrecken-Antennen an die Stelle der herkömmlichen Breitband-und WiFi.Und es hat funktioniert: Heute ist Spaniens Guifi Netzwerk der weltweit größte Masche mit mehr als 21.000 Nutzer-viele von ihnen genießen schnellere Internet zu niedrigeren Kosten als die von uns immer noch unter Berufung auf einen ISP.

Im Gegensatz zu einem traditionellen Hub-and-Spoke-Netzwerk, in dem die Benutzer eine Verbindung unabhängig voneinander an einen zentralen Zugriffspunkt-denken, AT & T ein Community-Mesh-Netzwerk verbindet Benutzer für alle anderen Benutzer in der Nähe.Also anstatt alle raub Daten aus der gleichen Quelle, Mesh-Benutzern teilen alles, was sie mit den in der Nähe empfangen, was Thompson-Bereich fordert der "Eimerketten"-Ansatz zur Verwendung im Internet.Manchmal bedeutet dies, den gemeinsamen Zugang zu herkömmlichen Servern in weit entfernten Orten, in anderen Fällen bedeutet es, eine völlig neue Internet von Grund auf.

Und wie sich herausstellt, all dies macht Big Brother die Aufgabe viel schwieriger.Die NSA kann Tabs auf Millionen von E-Mail-Konten und-Browsing Geschichte zu haben, aber sie haben keine PRISM-Programm für Mesh-Netze haben.Surveilling oder Herunterfahren eines Community-Mesh ist nicht unmöglich, aber es ist wie Hydra-Design macht es viel komplizierter.Und das hat Aktivisten und Befürworter der Netzneutralität angeregt.Networks mag klein sein, aber das Potenzial für eine wirklich freie und offene Internet ist da.

Justpaste.it
Google claimed it’s ratcheting up the fight against fraud in online advertising, disclosing Friday that it has bought Spider.io, a London company specializing in ad fraud detection technology.

Google has been investing in ad fraud prevention for years, said Neal Mohan, Google’s Display Advertising VP in a blog post on Friday. The company last year turned down millions of applications from sites looking to join its network because of suspected fraudulent activity, he said.

Now, Google will immediately include Spider.io’s fraud detection technology in its video and display ads products to complement existing efforts, said Mohan.

Spider.io helps preventing display advertisers from being defrauded by networks of hijacked PCs, tablets and phones that generate billions of fake ad views, according to its website.

Currently there are two types of display advertising fraud being committed using hijacked Internet-enabled devices, according to Spider.io.

The first involves the attacker running fully automated browsers on the hijacked devices without the knowledge of the device owners. Those browsers visit ad-laden websites of the attacker’s choosing and simulate mouse movements and ad clicks, Spider.io said.

The second type involves hijacking the browsing sessions of the device owners. That typically takes one of four forms, Spider.io said. The device owner’s clicks could for instance be redirected to websites of the attacker’s choosing, and the device owner may also be shown unexpected pop-up windows. Web pages may also be hidden in pop-under windows under the owners’ active browser windows, and ads could be illegitimately injected into webpages ordinarily visited by the device owners.

The company’s technology prevents hijacked PCs, tablets and phones from being used to defraud online advertisers by identifying the type of automated agent responsible for each individual ad request in real time, according to its website.

Google said it hopes its anti-fraud efforts will eventually improve the metrics that advertisers and publishers use to determine the value of digital media and give all parties a clearer picture of what campaigns and media are truly delivering strong results.

Details of the deal were not disclosed in the blog post. Google did not immediately reply to a request for comment.

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With the upsurge of the wellness industry in the past thirty years, more and more people are living well-balanced and active lives. And as the essential medical knowledge and practices improve even more, we can look forward to more people living up to a hundred years or more, something which was apparently a common thing in ancient times. In certain parts of the world, such as Thailand, Spain, Japan, France and the US, where we can find the most number of centenarians, dietary and lifestyle habits are commonly investigated and emulated as effective means of achieving not just long-life but for maintaining a sense of well-being.

If it was such a common thing for people to live up to a hundred or even much longer in ancient times, how come modern people no longer approach that level of physiological durability? We are more of an exception now rather than the rule in biological longevity. Sea turtles, swans and carps and some other animals have longer average life spans than us humans. And they do not even read bibles and blogs!

[Make powerful choices to create your maximum level of health with my facilitation skills and the wisdom and support of a group. See Jennifer Shearin Group Wellness Coaching: Road to Wellness Less Travelled video update. ]

But we should not despair as life is, as often said, not measured in the length of one’s life but in the quality of life that one has. What human can survive living in water as tortoises and carps do? Yet the quality of life, not just the length of it, can now be attained through observing certain basic health tips and lifestyle changes any person can do without having to spend so much. And one need not reside in Okinawa or in Nepal to achieve this.

Jennifer Shearin provides a valuable list of how one can attain wellness, and, it follows, a long and happy life. She does not tell her readers to do all, of course. One only has to choose those that fit one’s budget and other conveniences in life.

Take, for instance, tip # 45 on taking up yoga. Yoga, admittedly, has so many health benefits. But such benefits can only be attained through some rigorous body exercises unique to yoga. Here is where many people feel challenged, especially the aged and the physically disabled? What then? As suggested, one must look for other alternatives while trying to achieve the same health benefits.

Certain ancient Chinese breathing exercises are known to provide rejuvenation of internal organs through slow, meditative deep-breathing routines. Almost any person of any age and even with disabilities can practice them. Perhaps, certain body movements, just as certain expensive foods are inaccessible to most people, are not meant for everyone. But there are certainly other ways to get the health benefits through some other means.

And with 74 ways to choose from, Jennifer Shearin has certainly covered most bases when it comes to having a healthy, happy and long life. For that, we can only thank her.