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A recent meeting with a client reminded me that while the vocabulary of our industry may be second nature to those of us in the industry, it may feel like a foreign language, creating the first barrier to understanding, for those of you trying to navigate the health insurance arena. Therefore, today we will offer a user-friendly listing of the terms you may encounter.

PREMIUM – The money you pay to have an insurance product. Similar to when you check out at the grocery store and pay for your sacks of groceries, premium is what you pay for the product you purchased.

DEDUCTIBLE – Deductible is the amount of money you will pay out of your pocket before the health insurance plan starts to pay. Deductibles can vary by carrier, and plan. The Medicare Part A (Hospital coverage) deductible in 2014 is $1,216 per benefit period. The Medicare Part B (Medical IE: Doctor appointments etc) deductible in 2014 is $147 per year. If your current health insurance is through an employer, you may have a deductible as low as $250 or as high as $5,000. Most deductibles these days are per calendar year.

COBRA - Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that may allow you to temporarily keep health coverage after your employment ends, you lose coverage as a dependent of the covered employee, or another qualifying event. If you elect COBRA coverage, you pay 100 percent of the premiums, including the share the employer used to pay, plus an administrative fee.

CO-PAY – (Copayment) - An amount you may be required to pay as your share of the cost for a medical service or supply, like a doctor's visit, hospital outpatient visit, or prescription drug. A copayment is usually a set amount, rather than a percentage. For example, you might pay $10 or $20 for a doctor's visit or prescription.

COINSURANCE - An amount you may be required to pay as your share of the cost for services after you pay any deductibles. Coinsurance is usually a percentage (for example, 20 percent).

EOB – Explanation of Benefits. The Explanation of Benefits (EOB) is the insurance company’s written explanation regarding a claim, showing what they paid and what the client must pay. The document is sometimes accompanied by a benefits check.

MSN – Medicare Summary Notice. Medicare Summary Notice (MSN) A notice you get after the doctor or provider files a claim for Part A or Part B services in Original Medicare. It explains what the doctor or provider billed for, the Medicare-approved amount, how much Medicare paid, and what you must pay. It is the same concept as an EOB, but is the notice you receive from Medicare.

COVERAGE GAP – relative to Medicare Part D (also known as the "Donut Hole") A period of time in which you pay higher cost sharing for prescription drugs until you spend enough to qualify for catastrophic coverage. The coverage gap (also called the "donut hole") starts when you and your plan have paid a set dollar amount for prescription drugs during that year.

PRIOR AUTHORIZATION – The definition from the Medicare website for this term reads as follows: approval that you must get from a Medicare drug plan before you fill your prescription in order for the prescription to be covered by your plan. Your Medicare drug plan may require prior authorization for certain drugs. However, from a non-Medicare insurance site we see the following definition: Prior authorization is a decision by your health insurer or plan that a health-care service, treatment plan, prescription drug, or durable medical equipment is medically necessary. Sometimes called pre-authorization, prior approval, or pre-certification. Your health insurance or plan may require prior authorization for certain services before you receive them, except in an emergency. Prior authorization isn’t a promise your health insurance or plan will cover the cost.

The scroll bars do not behave like normal scroll bars in windows.

Steps to reproduce:
1. Open a file with enough lines to allow vertical scrolling
2. Drag the scroll thumb up or down to scroll
3. While still holding the mouse button down, move the mouse left away from the scroll bar

Expected behaviour: the scroll should be abandoned and the view position of the file should revert to where it was before the scroll was started

Actual behaviour: the scroll is not affected

It's common in most other apps (on windows at least) to be able to scroll to view content off-screen and then move away from the scroll bar to revert to the initial position. This prevents the user from needing to search for their initial position (frustrating!).

Thanks for your consideration!

With the upsurge of the wellness industry in the past thirty years, more and more people are living well-balanced and active lives. And as the essential medical knowledge and practices improve even more, we can look forward to more people living up to a hundred years or more, something which was apparently a common thing in ancient times. In certain parts of the world, such as Thailand, Spain, Japan, France and the US, where we can find the most number of centenarians, dietary and lifestyle habits are commonly investigated and emulated as effective means of achieving not just long-life but for maintaining a sense of well-being.

Jennifer Shearin provides a valuable list of how one can attain wellness, and, it follows, a long and happy life. She does not tell her readers to do all, of course. One only has to choose those that fit one’s budget and other conveniences in life.

Read full article: http://terri-gaines.newsvine.com/_news/2014/02/26/22883179-road-to-wellness-less-travelled-by-jennifer-shearin-group-wellness-coaching

To join conversations about having a healthy, happy and long life, visit http://ellislab.com/forums/viewthread/242809/

Related Topics:
About Jennifer Shearin Group Wellness Coaching
Jennifer Shearin Integrative Health Coaching
Jennifer Shearin Group Wellness Coaching

Jumping directly to a group is useful, but adding menu items to focus next/previous group would allow for application shortcuts to move across groups with less effort.

I waited for several minutes on this until I realized after a few tries that a mouse move nudges ST to show the project I clicked on. It works fine if you use the keyboard though. I'm using 2.0.1 Build 2217 on OS X 10.6.8

 

http://www.screencast.com/t/yhtNxg34DF

1) appear some hidden copy code from the last part of string.
2) On del key press text are deleted weird...

I use last Dev Build on Win 7 x86

i used the sublime text 2, 

and i think there are no function about find a filename. right?

what i really wanna do is to find some keyword in a specific file.

and there are many file name,, such as 

#include <sys/types.h>
#include <stdbool.h>
#include <string.h>
#include <assert.h>
#include <debug.h>
#include <nuttx/arch.h>
#include <nuttx/compiler.h>
#include <nuttx/fs/fs.h>
#include <nuttx/net/net.h>
#include <nuttx/lib.h>
#include <nuttx/kmalloc.h>
#include <nuttx/init.h>
#include "os_internal.h"
#include "sig_internal.h"
#include "wd_internal.h"
#include "sem_internal.h"
#ifndef CONFIG_DISABLE_MQUEUE
# include "mq_internal.h"
#endif
#ifndef CONFIG_DISABLE_PTHREAD
# include "pthread_internal.h"
#endif
#include "clock_internal.h"
#include "timer_internal.h"
#include "irq_internal.h"
#ifdef HAVE_TASK_GROUP
#include "group_internal.h"
#endif



so if i wanna find some word, 

i open the explorer and i search the types.h and then open it. and i search the stdbool.h and then open it.... repeat all the things and then i search that keyword in open files...

so,,, at least what i want is to search the filename in sublime text...

or could i make that package if i study the sublime text? plz help!!! :(

It would be useful in authoring and maintaining color scheme files to be able to reference the color choices of another entity in the same color scheme. This would simplify changing a given color or conceptual "color group".