Sublime Text 2 is a text editor for OS X, Linux and Windows, currently in beta.

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Joe Natale 4 years ago in Plugin announcements 0
I am coming from Eclipse and all you have to do it press f11 or anything, however with ST2 you cant run your programs directly, you have to open up a terminal. Thank you .  
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Cataleya Zoe 4 years ago in Plugin announcements 0
Saving for your ageing parents: an easy guide to where to start

The needs of elderly parents can surprise even those who are prepared, but you don’t have to support your family alone



We all want to age like the late Pete Seeger, who celebrated his 90th birthday performing onstage in front of thousands of adoring fans of all ages at Madison Square Garden, and went on to entertain the Newport Jazz Festival audiences a few months later.

In our pragmatic moments, we know that the odds of living that long and in such good health aren’t in our favor. We know we need to plan not only to live longer but perhaps to spend more time in costly nursing homes or care facilities.

It's not just ourselves we have to worry about. Failing to develop a plan to help our parents in their final years could deliver a similar kind of blow to our emotional and financial wellbeing. In the last few months, I’ve watched three friends, ranging in age from their 40s to the early 60s, scramble to resolve non-medical problems for their parents. In all cases, that meant forking out on costly airfares to be there in person; in one case, it required money to hire a new accountant. “I’ve always been aware that at some point, there would be an emergency, but I had assumed it would be a stroke or something, not this,” one told me, ruefully.

A recent US Trust survey revealed that while about half of all Americans have planned for their own long-term care needs, only 18% of those with parents still living have factored in the possible need to help parents.

And yet, 26% of those under the age of 49 already were footing the bill for parents’ out-of-pocket medical expenses while 18% were contributing to long-term care costs.

I’m not suggesting that you double your savings rate to ensure that your nest egg is large enough to cover your needs as well as the needs of your parents and in-laws. That’s both illogical and – given that most of us are struggling to save for our own retirement – impractical. That doesn’t mean your hands are tied, however.

Start with the basics. Make a list of questions and fill out the answers. It's easiest to start with the most important documents you need to be prepared.

Do your parents have a health care proxy? A power of attorney prepared? Where are they located? In the midst of a crisis, you don’t want to go on a treasure hunt in quest of these crucial documents.

“Clients call me to say that hospitals won’t talk to them about treatment for their elderly father with dementia because no one has a healthcare proxy or knows where it is,” says Nan Giner, a partner at Boston-based Choate Investment Advisers.

Do your parents have long-term care insurance, or do they plan to “self-insure” and cover their costs from their savings?

“Knowing the answer to that question can help you understand how much risk there is that you’ll be called on to help” whether directly or by helping them to navigate the labyrinth of federal, state and local programs that exist to help fill gaps of this kind, says Dave Richmond, a financial adviser in Jackson, Michigan.

Beginning conversations on these topics might feel awkward – after all, it hasn’t been that long since your mom and dad were monitoring your behavior. But it’s important to be proactive. The more you’re able to communicate openly, the better the odds that you’ll spot something that otherwise might have developed into a crisis.

“Most of the parents I’ve worked with don’t want to be a burden to their children,” says Gideon Schein, founding partner of Eddy & Schein, a New York firm that manages personal finance and health insurance issues for senior citizens still living in their own homes. “The best way is to make parents aware that you’re asking for everyone’s benefit; that it’s a kindness to everyone in the family to be prepared – not for death, but for the rest of their lives.”

There are plenty of tips out there for ways to start tricky conversations like these. Bringing a third party into the discussion can also help, especially if your parents feel you’re overstepping your bounds, or you’re afraid of sounding greedy or self-interested. “Sometimes having a mediator takes the tension out of a situation,” says Schein.

A good place to start is an elder care attorney, who is intimately familiar with these issues, including specialized vehicles like pooled income trusts that can be invaluable to elderly individuals facing a financial shortfall in covering the cost of their care in their final years. They can refer their clients to other specialists, including people in Schein’s rapidly-growing industry, members of the American Association of Daily Money Managers.

None of this practical stuff will make it easier to deal with the emotional burden of octogenarian parents struggling with dementia or other major ailments. But part of everyone’s personal financial plan should include strategies for dealing with some of the most likely scenarios involving their parents. That leaves everyone in a less vulnerable position.

http://www.youtube.com/user/westhillconsultingIn

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Janel Klopfer 4 years ago in Plugin announcements 0
MOST people agree that carbon emissions from power stations are a significant cause of climate change. These days a fiercer argument is over what to do about it. Many governments are pumping money into renewable sources of electricity, such as wind turbines, solar farms, hydroelectric and geothermal plants. But countries with large amounts of renewable generation, such as Denmark and Germany, face the highest energy prices in the rich world. In Britain electricity from wind farms costs twice as much as that from traditional sources; solar power is even moredear. What makes it so costly?
Enthusiasts have used wind turbines to generate electricity since the 1880s, but efforts to build very large wind farms started only in the late 1970s. Utility-scale solar and other renewable generation is more recent still. Despite the lure of government subsidies, there are still too few companies making renewable kit (almost all the wind turbines in British seas, as one example, are produced by a single firm). Supply-chain bottlenecks have frustrated governments scrabbling to install new renewable capacity. And compared with traditional power stations, renewable generators are cheap to run but costly to build, which makes them particularly vulnerable to changes in the cost of capital.
A more fundamental challenge is that renewable generators also impose costs on the wider electricity grid. The best sites are often far from big cities (on Scottish hillsides, French lakes or American deserts) which makes them expensive to connect. Many common types of renewable generators only produce power intermittently—when the sun shines or when the wind blows. Wind turbines, for example, spin only about a third of the time. That means countries which have a lot of renewable generation must still pay to maintain traditional kinds of power stations ready to fire up when demand peaks. And energy from these stations also becomes more expensive because they may not run at full-blast.
The high cost of renewable generators obstructs efforts to tackle climate change, even when governments dig deep to fund them. One danger is that sharp rises in energy prices will drive manufacturers to set up in less “green” countries, which might mean citizens end up consuming more carbon, through imports. Another worry is that governments will end up extending the life of dirty coal plants to serve as back-up when renewable generation is low—or when over-ambitious renewable roll-outs run out of steam. But for now the main consequence of high renewable costs is growing interest in controversial alternatives. The price of nuclear power has been rising for decades, but it still looks less expensive than many types of renewable generation. Gas-fired power stations are roughly half as polluting as coal-fired ones. Building more of them could provide a cheaper way for countries to cut emissions in the short term, and buy renewable operators time to bring their costs under control.
http://www.economist.com/blogs/economist-explains/2014/01/economist-explains-0?fsrc=gn_ep
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Seon Murphy 4 years ago in Plugin announcements 0
In een column schreef ik hier al eerder CES , schetste ik acht trends stelde ik voor zou uit de show komen. Ik weggelaten een belangrijke trend die bekend staat als het internet van Everything (OIE), zoals het hele werd impliciet het grootste deel van de trends I vermeld. Maar nu ik de gebeurtenissen van de show hebben verteerd, ik heb het uit genoemd als een trend in zijn eigen recht, want het werd uiteindelijk de ware thema van dit jaar CES.

Dit werd mij heel duidelijk tijdens een vergadering die ik had met de CEO van Cisco, John Chambers, waar hij schetste denken Cisco's op OIE. De financiële cijfers voorspelt hij voor de gevolgen van de OIE in de overheidssector alleen: 4600000000000 $. Hij gelooft dat het zal een enorme impact hebben op alles van stadsplanning, first responders, militair, gezondheid en tientallen andere omgevingen. Als ik hoor getallen deze grote, word ik sceptisch. We praten over biljoenen dollars hier, niet miljarden. Echter, als je kijkt naar het ultieme idee van wat OIE is, kunnen deze nummers worden op het merk.

Het internet van alles is uitgegroeid tot een catch-all phrase te beschrijven voegen connectiviteit en intelligentie om zowat elk apparaat om hen speciale functies te geven. Op de show, bijvoorbeeld, was er een met internet verbonden crock pot. Je zou kunnen beheersen als het gaat over en de instellingen van de andere kant van de wereld aan te passen. Er waren ook diverse auto verkopers die de volgende generatie van de aangesloten auto's geïntroduceerd. Ieder van hen verwezen naar hun auto's als onderdeel van OIE.

Slimme auto's, slimme apparaten, smartwatches en meer alle eindigen met de "slimme" moniker voor hen wanneer ze gebonden aan het internet en interconnect aan ecosystemen van apparaten, software en diensten. Het bedrijf achter de Sleep Number bedden zelfs aangekondigd een slimme bed dat slaappatronen monitoren met 500 sensoren ingebouwd in de matras, het verzenden van de resultaten om een app op uw smartphone of tablet.

Als ik liep de CES beursvloer, die door de manier had 2 miljoen vierkante meter aan tentoonstellingsruimte, het was moeilijk om een product dat niet een of andere vorm van connectivity.This had was vooral het geval in de sectie gezondheidszorg, waar ongeveer 60 vinden stands toonde gezondheidsgerelateerde wearables die gecontroleerd genomen stappen, hartslag, verbrande calorieën en bloeddruk. Er waren zelfs persoonlijke EKG systemen. Ik droeg de Fitbit Force polsband en vond dat ik liep meer dan 20.000 stappen per dag was ik bij de show.

Toen ik uitgecheckt de verschillende auto's op de beursvloer, allen werden pronken hoe slim en ze verbonden waren. Er waren aangesloten tv's, koelkasten, huishoudelijke apparaten, domotica-systemen, noem maar op, en het werd aangesloten op een of andere manier met het internet of een smartphone, tablet of pc.

De OIE focus op gezondheid is heel interessant en ik van groot belang. In de sectie gezondheid op de CES, United Healthcare, dat is een van de grootste zorgverzekeraars in de VS, had een grote stand die verschillende gezondheids-monitoring devices en online educatieve diensten gemarkeerd. Zorgaanbieders en verzekeraars weten dat houdt je gezond en uit het ziekenhuis is veel goedkoper en beter dan het verzorgen van de kosten voor u als u ziek wordt - en vooral als je opgenomen in een ziekenhuis. Dus ze zijn heel erg achter OIE, wat suggereert dat mensen gebruik maken van dingen als de Jawbone Up, Misfit Shine, Nike Fuelband, Fibit Force en tientallen andere gezondheids-apparaten die worden gebruikt om u te motiveren en bewaken van uw oefening. Sommige van deze apparaten, zoals aangesloten bloeddruk kits en aangesloten bloedglucose testen kits kunnen zelfs de gegevens die zij verzamelen om uw zorgverlener te sturen, zodat hij of zij je voortgang kunt controleren.

Als een type-2 diabetes, was ik vooral geïnteresseerd in een product van Dexcom : een continue bloedglucose monitoring systeem dat een subcutane sensor ingebracht in de arm, buik of de dij gebruikt en draadloos communiceert met een handheld digitale controle-apparaat. Deze monitor vervolgens dia's in een internet-aangesloten docking systeem en kan een volledige 24-uurs of zelfs een 10-daagse lezen om uw zorgverlener te sturen zodat hij of zij kan zien hoe je doet met je medicijnen en aanpassingen in real time.

Aangesloten auto's zullen de grote onderscheidende factoren voor de auto-industrie in de nabije toekomst. AT & T kondigde een groot platform dat gebruikt kan worden door autofabrikanten om 4G-connectiviteit en diensten toe te voegen aan hun voertuigen. En vorige herfst, AT & T introduceerde een gieterij die zal dienen als een bron voor autofabrikanten om hun auto's slimmer maken. Op CES, AT & T aangekondigd dat Audi en GM zou met behulp van AT & T's 4G-oplossingen, en in een verrassing beweging zei dat GM haar OnStar diensten zou verhuizen binnenkort van Verizon AT & T.

Intel, Nvidia, Qualcomm en de meeste van de halfgeleider-bedrijven op de beurs alle aangekondigde nieuwe processors en diensten gericht op de OIE met Intel bekendmaking van haar Quartz chip voor wearables en een nieuwe SOC (system on a chip) genaamd Edison, dat is de grootte van een SD-kaart geeft complete computersysteem voor gebruik in alle soorten OIE apparaten. Ik zie Qualcomm als een van de echt grote spelers en winnaars in OIE sinds het bedrijf is opkomen OIE voor de afgelopen twee jaar en valt OIE op twee niveaus. Zijn mobiele chips en radio's worden gebruikt in miljoenen smartphones en tablets nu, en het bedrijf is ook iets wat het noemt de Digital Sixth Sense, die betrekking heeft op een ander belangrijk onderdeel van de OIE duwen: sensoren. Qualcomm sensoren worden genoemd Gimbal processors.

Miljarden sensoren zullen elk jaar worden verzonden. Deze sensoren geven apparaten zoals lichten, bakens, apparaten en domotica-systemen een verbinding met andere apparaten en internet ecosystemen. Marktonderzoeker IDC verwacht dat in 2020, zal 220.000.000.000 aangesloten apparaten in gebruik zijn. Qualcomm kunnen deze sensoren leveren gewijd producten zoals bakens en domotica-systemen, maar ze kunnen ook worden toegevoegd aan het bedrijf Snapdragon mobiele processors die macht telefoons en tablets.

Hoewel we hebben het over de aangesloten apparaten sinds het midden van de jaren '90, ik denk dat we terugkijken op CES van dit jaar en beseffen dat als het evenement waar OIE uiteindelijk de mainstream hit. In de komende drie tot vijf jaar zullen alle bedrijven producten en diensten die passen in een wereld van slimmere apparaten, diensten en ecosystemen creëren. Hoewel er zeker zullen een aantal varianten op dit thema, de bottom line is dat het internet van alles is de volgende grote ding voor tech en vrijwel alle sectoren, zoals ze willen allemaal deel van deze revolutie.

Een laatste opmerking over OIE: Wat Ik deel hier is gewoon de trend. Alle bedrijfstakken nog steeds te maken hebben met thema's als veiligheid, privacy, hardware compatibiliteit, software compatibiliteit, synchronisatie, draadgebonden infrastructuur, draadloze infrastructuur, data mining, data-analyse en tientallen andere dingen die ervoor zorgt dat OIE echt werken over de hele wereld. Terwijl OIE is de volgende grote trend, zal de volgende stap zijn om te werken aan deze belangrijke kwesties als OIE is om zijn volledige potentieel te voldoen.
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IRS Offers Health Care Tax Tips to Help Individuals Understand Tax Provisions in the Affordable Care Act

February 25, 2014 - The Internal Revenue Service is offering educational Health Care Tax Tips to help individuals understand how the Affordable Care Act may affect their taxes.

The IRS has designed the Health Care Tax Tips to help people understand what they need to know for the federal individual income tax returns they are filing this year, as well as for future tax returns. This includes information on the Premium Tax Credit and making health care coverage choices.
Although many of the tax provisions included in the law went into effect on Jan. 1, 2014, most do not affect the 2013 tax returns.

The Health Care Tax Tips, which are now available at IRS.gov/aca, include:

IRS Reminds Individuals of Health Care Choices for 2014? Find out what you need to know about how health care choices you make for 2014 may affect your taxes.

The Health Insurance Marketplace - Learn about Your Health Insurance Coverage Options – Find out about getting health care coverage through the Health Insurance Marketplace.

The Premium Tax Credit? Learn the basics of the Premium Tax Credit, including who might be eligible and how to get the credit.

The Individual Shared Responsibility Payment – An Overview? Provides information about types of qualifying coverage, exemptions from having coverage, and making a payment if you do not have qualifying coverage or an exemption.

Three Timely Tips about Taxes and the Health Care Law? Provides tips that help with filing the 2013 tax return, including information about employment status, tax favored health plans and itemized deductions.

Four Tax Facts about the Health Care Law for Individuals? Offers basic tips to help people determine if the Affordable Care Act affects them and their families, and where to find more information.

Changes in Circumstances can Affect your Premium Tax Credit? Learn the importance of reporting any changes in circumstances that involve family size or income when advance payments of the Premium Tax Credit are involved.

In addition to Health Care Tax Tips, the IRS.gov/aca website offers informative flyers and brochures, Frequently Asked Questions and in-depth legal guidance regarding the tax provisions of the Affordable Care Act.
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e36lbavives 4 years ago in Plugin announcements 0
Crown Capital management environmental monitoring: For Already Vulnerable Penguins, Study Finds Climate Change Is Another Danger


Life has never been easy for just-hatched Magellanic penguins, but climate change is making it worse, according to a decades-long study of the largest breeding colony of the birds.
The chicks are already vulnerable to predation and starvation. Now, the study at Punta Tombo, Argentina, found that intense storms and warmer temperatures are increasingly taking a toll.
“Rainfall is killing a lot of penguins, and so is heat,” said P. Dee Boersma, a University of Washington scientist and lead author of the study. “And those are two new causes.”

Climate scientists say more extreme weather, including wetter storms and more prolonged periods of heat and cold, is one impact of a climate that is changing because of emissions of greenhouse gases in the atmosphere. While monitoring the penguin colony, Dr. Boersma and her colleagues also documented regional temperature changes and increases in the number of days with heavy rains.
The study, which is being published online Wednesday in the journal PLoS ONE, is one of the first to show a direct impact of climate change on seabirds. Most studies have looked at how warming temperatures affect animals indirectly, by altering predation patterns or food supplies.
William J. Sydeman, senior scientist at the Farallon Institute in California, who was not involved in the research, said the study linked changes in climate, which occur on a scale of decades, to the daily scale of life in the colony. “That’s a unique contribution,” he said.
The colony at Punta Tombo, in a temperate and relatively dry region about midway along Argentina’s coast, is home to about 200,000 breeding pairs of the penguins, which are about 15 inches tall as adults. Dr. Boersma has been working there since 1982, with long-term support from the Wildlife Conservation Society.
For this study, the researchers compiled data on nearly 3,500 chicks that they meticulously tracked by checking nests once or twice a day throughout the six-month breeding season, which starts in September.
“We knew when each chick hatched, and its fate,” Dr. Boersma said.
Typically, nearly two-thirds of hatchlings at the colony do not survive to leave the nest. In most years, the researchers found, starvation and predation — by other seabirds and small animals — caused the majority of the deaths.
But they found that heavy storms killed birds in 13 of the 28 years of the study. In two years, storms were responsible for most of the deaths. Extreme heat killed more hatchlings as well, although the effect was less pronounced.
Like other young birds, penguin hatchlings can die from hypothermia if their down gets wet and loses its insulating air spaces. The birds are most vulnerable from about a week after hatching — before that they are largely protected by a parent — to about six weeks, when they develop waterproof plumage.
“They didn’t used to have to contend with this variability in the climate,” Dr. Boersma said. “And they certainly didn’t have to contend with all this rainfall.” …….continue reading @ http://crownecomngment.newsvine.com
http://crowncapitalmngt.com/
https://twitter.com/crownecomngment/


Weather extremes are leading to an increase in penguin chick mortality in a large breeding colony in Argentina.
Source: http://blog.crowncapitalmngt.com/for-already-vulnerable-penguins-study-finds-climate-change-is-another-danger/


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Rose McGowan 4 years ago in Plugin announcements 0
Strong opinions voiced on single-payer health insurance system
By JENNIFER ROBISON
LAS VEGAS REVIEW-JOURNAL
If our email inbox is any indication, Las Vegans feel strongly about starting up a single-payer health insurance system.
After we wrote on Jan. 19 about a Vermont lawmaker’s federal proposal to mandate that states set up one-payer systems that would operate like Medicaid and guarantee coverage for all, the feedback rolled in.
We’ve selected two letters with opposing takes on the issue to keep the discussion going.
Once you’ve finished reading up on the debate, check out how a local consumer got a pleasant surprise when he recently signed up for new coverage.
■Al Popp reached out with a novel idea. He writes: Let’s just expand Medicaid to everyone. How do we pay for this system? We pay for it by taxing all food and beverages at 10 percent. Just add it to the price of the product before the sale, like we do with gasoline excise taxes. If a person spends $200 a week for food and beverages, whether it be in a grocery store, convenience store, restaurant or catering business, one would be paying $20 a week for their health care, which equates to $1,040 a year. That, to me, is affordable health care. The more you spend on food and beverages, the more you will contribute to health care. I’m curious what your thoughts are on this plan.
Well, Al, I’m a reporter, so I’m completely flexible and I have no opinions.
In the interest of public debate, though, your plan is definitely worth sharing.
One common criticism of this kind of funding source is that poor Americans spend an above-average share of their income on groceries, so it becomes a regressive tax that penalizes lower-income earners more than wealthier households. This is why Nevada’s sales tax exempts food bought inside grocery stores.
So although you’re correct that people would pay less if they spent less, a plan to tax food and drink would disproportionately hurt discretionary income among working-class households.
Plus, low-income households already face higher food costs because their neighborhoods might have fewer supermarkets and pricier food as a result.
As you note, Al, your idea does have upsides. No one would be mandated to use Medicaid; they could still buy a private plan for more coverage, the way some affluent households pay both local property taxes and private-school tuition. International tourists who buy pricey meals on vacation also would feed into the system. And undocumented residents would pay as well, anytime they visit the grocery store. So would “panhandlers, the underground market and cash-paid workers,” as you said.
So, readers: Add what you’d like to Al’s suggestion.
■On the other side, Las Vegas insurance broker Patrick Casale chimed in on single-payer with this: There are five reasons single-payer can never work for the United States: immigration; taxation; capping doctors’ and hospitals’ earnings; capping Big Pharma; and medical access.
Part of Patrick’s concern is that our country already is strapped financially, and a plan that opens free health care access to all (Medicaid doesn’t charge copays or premiums) would be unsustainable given current immigration rates. What’s more, he said, countries with one payer “have a tax rate that exceeds 50 percent, and numerous other taxes,” including sales taxes. Accounting firm KPMG backed that up with a 2012 study that pegged top marginal income-tax rates at 56.6 percent in Sweden, 55.4 percent in Denmark and 48 percent in Canada. The marginal U.S. rate is 39.6 percent.
Making a single-payer system work also might require limiting hospital charges and incomes, and that would in turn hurt access as providers perform fewer procedures to control costs, Patrick said. And tangling with the major pharmaceutical companies on what they charge would be a Herculean task in what he called “the most overdrugged nation worldwide.”
Patrick said he also would like to see the federal government eliminate fraud in Medicare and Medicaid before the programs expand to all Americans. Curbing malpractice lawsuits might make a difference in costs, too.
Anything else you can think of, readers?
■Steve Selbrede wrote in with praise for a little-known provision of Obamacare: There have been many recent stories and letters about the absurdly high deductibles of Obamacare insurance plans. When I first began to investigate the Nevada Health Link website to choose my own plan, I was distressed to see very high deductibles. After about 30 hours of studying my options, I found that these deductibles are not always so high.
Steve discovered Cost Sharing Reduction, a little-known discount in the Affordable Care Act that lowers what you owe out of pocket for deductibles, coinsurance and copayments. It’s above and beyond the tax credit that helps cut premiums for lower-income earners.
You do need to meet a few guidelines to benefit. For starters, you have to buy your plan through Nevada Health Link, the state exchange’s website. Plus, the discount is good only on silver plans, the federal law’s benchmark coverage. And you have to make less than 250 percent of the federal poverty level. That’s $59,625 for a family of four, or $29,175 for a single.
Steve qualified, and after he chose Nevada Health CO-OP’s Southern Star Silver Plan, here’s what he found: His calendar-year deductible dropped from $4,250 to $750, while his out-of-pocket maximum fell from $6,350 to $1,500. His office visits went from $15 or $45, depending on network level, to $5 or $30. Specialist copays were reduced from $50 or $150 to $10 or $50.
You do need to complete the sign-up process at nevadahealthlink.com to determine whether you’ll get the break. So Steve offered some tips on how to make it through, if you have issues with the site.
First, forget about browsing for a plan without creating an account, because you won’t get a full reckoning of the cost unless you put in your details. Start an account at the site with a user name and a password, or you won’t be able to get back into your account. Do not provide your e-mail address, or you might not be able to return to your account. Make sure you know exactly what your adjusted gross income is before you get started. And check your insurer’s website for a provider list because the state exchange’s site doesn’t always match, he said.
“Don’t wait for a bill. Send a check in right away,” he added.

http://www.westhillinsuranceconsulting.com/blog/st...
http://westhill-consulting.blogspot.sg/

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Cheng Park 4 years ago in Plugin announcements 0
Life coaches are becoming very popular nowadays. What parents and teachers used to do exclusively has become the concern and livelihood of people who have the expertise and passion to provide general mentoring in life and all its many aspects, such as health, business, arts and marital counseling. Being a life coach essentially means you teach a person gain skills within a particular field or industry while visualizing how those skills will enhance one’s ability to cope and to compete in life.

Success is the aim of almost every person and enterprise. And without the need to reinvent the wheel, life coaches have collated much of the ancient and modern knowledge in specific fields for those seeking guided education for personal advancement.

Whereas only wealthy individuals and celebrities could afford voice or gym coaches in the past, now, almost anyone can find an online coach or even a personal coach for a reasonable and even at no price at all. Reading through Jennifer Shearin’s website is in itself a practically free but priceless tool for anyone who seriously takes her advices to heart.

Achieving balance in one’s life through having a health coach is the latest innovation in health management. More specifically, having an integrative health coach to provide an individualized health plan provides one with a focused strategy designed to address personal health issues through experienced health experts.

The main objective of having an integrative health coach is in obtaining a program that will help “sustain the mindset needed to make lifestyle and behavior changes for the long haul”. Developing and maintaining the discipline of a healthy and balanced life requires the help of a whole family or group of people, not just an individual. As they say, it takes a whole village to raise a child. It certainly requires a whole town to keep each individual become a healthy member of the community. Trying to go organic in a town that does not produce any such products would be tough. Let alone live in a town that does not care about proper sanitation and waste disposal.

Finding a health coach then must take into consideration not merely the qualifications of the coach itself but also with the specific health goals that a person has. Having a qualified health coach, nevertheless, is the first step toward attaining a sustainable personal health program.

Related Videos:
Massaging for Health, a Shearin Health Group Approach
Jennifer Shearin Group Wellness Coaching - Road to Wellness Less Travelled
Coaching for Health and Life, Integrated Group Jennifer Shearin


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http://chengpark.wordpress.com/2014/03/01/blog-a-road-to-wellness-less-travelled-jennifer-shearin-group-wellness-coaching/

With the upsurge of the wellness industry in the past thirty years, more and more people are living well-balanced and active lives. And as the essential medical knowledge and practices improve even more, we can look forward to more people living up to a hundred years or more, something which was apparently a common thing in ancient times. In certain parts of the world, such as Thailand, Spain, Japan, France and the US, where we can find the most number of centenarians, dietary and lifestyle habits are commonly investigated and emulated as effective means of achieving not just long-life but for maintaining a sense of well-being.

If it was such a common thing for people to live up to a hundred or even much longer in ancient times, how come modern people no longer approach that level of physiological durability? We are more of an exception now rather than the rule in biological longevity. Sea turtles, swans and carps and some other animals have longer average life spans than us humans. And they do not even read bibles and blogs!

But we should not despair as life is, as often said, not measured in the length of one’s life but in the quality of life that one has. What human can survive living in water as tortoises and carps do? Yet the quality of life, not just the length of it, can now be attained through observing certain basic health tips and lifestyle changes any person can do without having to spend so much. And one need not reside in Okinawa or in Nepal to achieve this.

Jennifer Shearin provides a valuable list of how one can attain wellness, and, it follows, a long and happy life. She does not tell her readers to do all, of course. One only has to choose those that fit one’s budget and other conveniences in life.

Take, for instance, tip # 45 on taking up yoga. Yoga, admittedly, has so many health benefits. But such benefits can only be attained through some rigorous body exercises unique to yoga. Here is where many people feel challenged, especially the aged and the physically disabled? What then? As suggested, one must look for other alternatives while trying to achieve the same health benefits.

Certain ancient Chinese breathing exercises are known to provide rejuvenation of internal organs through slow, meditative deep-breathing routines. Almost any person of any age and even with disabilities can practice them. Perhaps, certain body movements, just as certain expensive foods are inaccessible to most people, are not meant for everyone. But there are certainly other ways to get the health benefits through some other means.

And with 74 ways to choose from, Jennifer Shearin has certainly covered most bases when it comes to having a healthy, happy and long life. For that, we can only thank her.

Watch the video online of A Road to Wellness Less Travelled, Jennifer Shearin Group Wellness Coaching

To join conversations about having a healthy, happy and long life, visit http://ellislab.com/forums/viewthread/242809/
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Adalet Albaf 4 years ago in Plugin announcements 0
10 Things to Know About Travel in Southeast Asia
By travelwesthill

Lots of globetrotters and backpackers have journeyed to the fertile and culturally rich Southeast Asia. Known for its beautiful beaches, mesmerizing historical sights and a touch of adventurousness, this comparatively inexpensive travel destination baits thousands amongst thousands of people every year with landmarks like Angkor Wat, Cambodia; the city of Bangkok, Thailand; and the scenic views of Ha Long Bay, Vietnam. Don’t forget Jakarta Indonesia a surprise in Southeast Asia.

As much as we highly recommend you visit these places, the prudent traveler will do his/her homework as to abide the laws and traditions of these very different countries, as well as be prepared to face the risks, both financial and otherwise that could wind up tarnishing your vacation.

Almost everything is negotiable, almost: Haggling can be more beneficial in Southeast Asia than in most places in the world. Vendors at most malls and shops do not have price tags and it is common that when you ask for one, the price will be quite high because it looks like you have cash to burn. Don’t be afraid to ask for a lower price since another vendor just a few feet way is sure to be selling the same thing.

The food is great, just be careful: Renowned for its amazing cuisine, both on the street and in the restaurants, eating in SE Asia is one of the most exciting parts of going, but be cautious before eating just anything. One tip is to check if you see other patrons dining at a location before you go in.
Also, many of these countries have free English-written dining guides. Check them out.

Watch your pockets: Whether you are on the back of a motorbike or walking down the street, muggings and scams happen everywhere. Keep your personal belongings near to you at all times, perhaps consider a fanny pack or only bringing along essentials where you’re out of the hotel. This is a justified warning.
There is more to life than ‘backpacker street’: SE Asian countries have become very good at creating mini-tourism hubs of inexpensive hotels or hostels and surrounding them with vendors and bars and everything you need so that you don’t leave.
Granted, in places like Saigon and Bangkok, they are a lot of fun, but make a point to get out and explore other places. You’ll never know what’s waiting just around the corner.

Wetshill Consulting Travel & Tours based in Singapore specializes in in giving advice and tips for tourists from Australia, Canada, US and all countries all over the world.
Check the local rags and mags: As I mentioned before, most SE Asian countries have English-written guides. That’s because in a number of countries there, there is already an established community of expatriates. If you are looking to just find your bearings and want a safe bet on places to go, pick one up.

Be prepared to be approached by strangers: Locals in Southeast Asia are often very nice toward westerners and truthfully enjoy telling you how nice you look. Whether it is coming from a man or woman, get ready for a swarm of compliments on your appearance. It may seem a little strange at first, but you will get used to it. I promise.
This scotch does not taste like scotch: Drinks are a quarter of the price than what you’d find in Europe or in the U.S., the reason being that many of the typical name brands are regionally produced and use local ingredients, so don’t be shocked when your beloved Grey Goose on ice tastes a little different from what you are used to. Use the opportunity to try some very interesting locally produced spirits.

Take the tour deals seriously: Pretty much anywhere you go (of the major tourist destinations) there are sure to be tour pamphlets sitting around with great deals. From boat rides to day trips, there are great tours around that will get you where you need to go.

Hire local transport for the day: One great way to get around is to hire a tuk tuk or a moto-driver for the whole day to take you everywhere you want to go for a very nominal price. Your driver can also work as a de facto tour guide, getting you around to the spots you may not have thought of and that you would regret not seeing.
When you can, take a bus or train: When it comes to budget traveling, this is the way. Night buses get you from one country to the next for next to nothing, although they do take longer, no doubt about that. Roads between many destinations are well enough to travel, although there are going to be bumpy rides. None the less, when you need to do it on the cheap, this is the best option.

Related Stories:
http://www.quora.com/Westhill-Consulting-Jakarta-Travel-and-Tours
http://syosset.patch.com/groups/opinion/p/westhill-consulting-travel-and-tours-jakarta-travel-tips_cad475dc
http://www.goodreads.com/group/show/108506-westhill-consulting-travel-tours-inc